Terms of Service

1. Acceptance of Terms

By accessing or using the Gainexio Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Service.

2. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements.

3. Description of Service

Gainexio provides an AI-driven data analysis and decision-support dashboard intended to assist users in reviewing information relevant to investment and financial decision-making. The Service presents data, insights, and tools; it does not place trades, manage accounts, or act as a licensed financial adviser, broker, or custodian on behalf of users.

4. No Financial Advice

Content, analysis, and outputs provided through the Service are for informational and educational purposes only and do not constitute financial, investment, legal, or tax advice. Gainexio does not guarantee the accuracy, completeness, or timeliness of any information presented, and past performance or modelled outcomes are not indicative of future results. You should seek independent professional advice before making any financial decision.

5. Account Registration

To access certain features of the Service, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

6. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

• Attempt to gain unauthorised access to the Service, other accounts, or related systems or networks;
• Reverse engineer, decompile, or otherwise attempt to extract the source code of the Service;
• Use automated means to scrape, mine, or harvest data from the Service without prior written consent;
• Use the Service for any unlawful, fraudulent, or harmful purpose;
• Interfere with or disrupt the integrity or performance of the Service.

7. Subscription, Fees, and Payment

Certain features of the Service may require payment of fees as described at the point of purchase. All fees are stated exclusive of applicable taxes unless otherwise noted. Fees are generally non-refundable except where required by applicable law or expressly stated otherwise. We reserve the right to change our pricing with reasonable advance notice.

8. Intellectual Property

All content, software, trademarks, logos, and materials made available through the Service are the property of Gainexio or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service; you are granted only a limited, non-exclusive, non-transferable licence to use the Service in accordance with these Terms.

9. Third-Party Services and Links

The Service may integrate with or link to third-party tools, data sources, or websites. Gainexio does not control and is not responsible for the content, accuracy, or practices of any third party. Your use of any third-party service is subject to that provider's own terms and policies.

10. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Service will be uninterrupted, secure, or error-free. Gainexio does not warrant the accuracy, reliability, or completeness of any data, analysis, or output generated by the Service.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Gainexio, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment losses, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages. Our total aggregate liability arising from or related to these Terms shall not exceed the amount you paid to Gainexio in the twelve (12) months preceding the claim, where applicable.

12. Indemnification

You agree to indemnify and hold harmless Gainexio and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your breach of these Terms or your misuse of the Service.

13. Suspension and Termination

We reserve the right to suspend or terminate your access to the Service, with or without notice, if we believe you have violated these Terms, engaged in fraudulent or unlawful activity, or for any reason at our reasonable discretion. You may stop using the Service and close your account at any time.

14. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms from time to time; the revised version will be posted on this page with an updated effective date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Gainexio is registered, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

17. Contact

If you have questions regarding these Terms, please refer to the contact details provided elsewhere on this website.

This document is a general template provided for informational purposes and does not constitute legal advice. It has not been tailored to any specific jurisdiction and should be reviewed and customised by qualified legal counsel prior to use.